Patient Resources

The Washington Healthplanfinder open enrollment period runs from Nov. 1, 2016 through Jan. 31, 2017 for coverage that begins in 2017. See key deadlines below.

Washington Healthplanfinder: What Patients Need to Know

Family photoA good health plan can keep you healthy and protect you and your family from huge medical bills. The Washington State Medical Association is proud to partner with the state's health benefit exchange, Washington Healthplanfinder, to let you know about your health plan options.

At Washington Healthplanfinder, you can find, compare and enroll in the health plan that’s right for you and your family. You can compare plans side by side without the guesswork and fine print. If you have questions, experts are on hand to help, free of charge.

More than one million people have already signed up for coverage through Washington Healthplanfinder, and 85 percent got financial help to pay for their new health plan. The average monthly premium is $100 after tax credits. Free health plans are also available.

Click here to find out how much you will save with Washington Healthplanfinder.

Deadlines


Nov. 1, 2016   Start date for 2017 open enrollment
Thursday, Dec. 15, 2016   Payment deadline for coverage effective Jan. 1
Sunday, Jan. 15, 2017   Payment deadline for coverage effective Feb. 1
Saturday, Jan. 31, 2017   Payment deadline for coverage effective Mar. 1
Jan. 31, 2017   End date for 2017 open enrollment

For those who qualify for Medicaid (now called Apple Health and Apple Health for Kids), there is no deadline—you can sign up for coverage year-round. The sign-up process is the same—go to the Washington Healthplanfinder website and begin the enrollment process to find out if you're eligible.

What makes the insurance plans offered through Washington Healthplanfinder different?

  • All health plans offered through Washington Healthplanfinder include basic benefits like doctor visits, prescriptions, maternity care, emergency care and preventive care like cancer screenings and vaccinations.
  • No one will be denied coverage because they are sick or because they have a pre-existing condition.
  • You may qualify for tax credits or financial help to pay for copays and premiums.
  • Free and low-cost coverage is also available.

Getting informed

Review the following frequently asked questions for individuals families and small businesses. You can also download and review a fact sheet for reference.

For foreign language resources, click here.

Getting enrolled

Visit www.wahealthplanfinder.org to enroll in a health plan.

Renewing your health plan

Customers who are renewing their health plan coverage this year should carefully review their expected tax credit amount in 2017, as the credit will decrease for many enrollees who are renewing their coverage. Read more about why your tax credit may decrease, how to find out if your tax credit is affected, and how to renew your health plan at the Washington Healthplanfinder website.

Also, if your income has changed since you signed up the first time, your eligibility for subsidies or Medicaid may have changed.

If you received a letter from your health insurance company saying your plan is being replaced, visit www.wahealthplanfinder.org and choose a new plan.

If your plan isn't changing, you can choose to keep your current plan, in which case you don't have to do anything. 

Need personal assistance?

  • Visit an enrollment event: Check the Washington Healthplanfinder website for enrollment events held periodically throughout the state.
  • Free in-person help: Free assistance in helping you understand the insurance options available to you is available through a certified navigator or broker.
    • Navigators (also known as in-person assisters): Navigators have been trained and certified to help answer questions about your insurance options and to help you get enrolled. By law, they must be impartial and cannot recommend a particular plan. To find a navigator, use Washington Healthplanfinder's Navigator Search.
    • Brokers (also known as agents): Brokers should be certified by the state; their job is to sell insurance. Unlike navigators, brokers can legally recommend what plan they think is better for you. They do receive commissions from insurance carriers, but their services are free for the customer. To find a broker, use Washington Healthplanfinder's Broker Search.
  • Customer support: Washington Healthplanfinder's toll-free customer support center has nearly 500 representatives available at 1-855-WAFINDER (1-855-923-4633). Assistance is available in up to 175 languages and trained representatives are available weekdays 7:30 a.m. to 8 p.m. You can also email your questions to customersupport@wahbexchange.org.

Medicaid or Washington Healthplanfinder?

If you're uninsured and wondering if you may qualify for Medicaid, this video provides the basics about new insurance options under the ACA and how to find a local health center for more information.