Northern Capital Management

Dedicated to Those Who Dedicate Their Lives to Others

Your profession demands expertise, precision, and sound judgment. The same should be true of your financial life.

For more than 30 years, Northern Capital Management has partnered with physicians, healthcare professionals, and medical practices across Washington, providing objective guidance tailored to the unique financial realities of medicine. Whether you’re building wealth, preparing for retirement, managing a practice, or planning the legacy you hope to leave, our team provides personalized strategies designed to help you achieve your goals with confidence.

Wealth Management for Every Stage of Your Career

A career in medicine brings financial opportunities—and complexities that few other professions face. From student loan repayment and practice ownership to retirement planning and wealth preservation, we help medical practitioners align their financial decisions with their personal and professional goals.

Our services include:

• Comprehensive Financial Planning
• Investment Management
• Retirement Planning
• Tax-Efficient Wealth Strategies
• Estate & Legacy Planning
• Insurance & Risk Analysis
• Education Funding Strategies

As a fee-only fiduciary, every recommendation is made with your best interests in mind.

Retirement Plan Solutions for Medical Practices

A successful medical practice depends on attracting and retaining exceptional people. Offering a well-designed retirement plan is one of the most effective ways to invest in your employees while strengthening your practice’s long-term success.

Northern Capital Management works with medical practices of all sizes to design and oversee retirement plans that help attract and retain talent while reducing administrative complexity and fiduciary risk.

Services include:

• 401(k), 403(b), Cash Balance, SIMPLE IRA, and SEP Plans
• Fiduciary Investment Oversight
• Plan Design & Governance
• Employee Education
• Financial Wellness Programs

As a 3(38) Investment Manager Fiduciary, we assume responsibility for selecting and monitoring investments, helping practice leaders focus on patient care and business growth.

Proud to Serve WSMA Members

Northern Capital Management understands the financial challenges physicians face because serving medical professionals has been at the heart of our practice for decades. We are committed to helping WSMA members build, protect, and transition wealth through every stage of their careers—so they can focus on what matters most: their patients, their families, and their futures.

Northern Capital Management

Disclosure: The WSMA is a client and receives compensation for promoting our services. As a result, there is an inherent conflict of interest. Disclosure

Financial Considerations for Late-Career Physicians Podcast with Jim Wilson, CFP®

In this five-part video series, WSMA Past President Mika Sinanan, MD, PhD is joined by Jim Wilson, a Financial Advisor and CERTIFIED FINANCIAL PLANNER® with Northern Capital Management. The series covers estate planning, risk management, investment management, and financial planning considerations for physicians approaching the end of their careers.

Watch the series

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Financial Considerations for Mid-Career Physicians Podcast with Jim Wilson, CFP®

In this four-part podcast series, WSMA President Dr. Bridget Bush, MD is joined by Jim Wilson, a Financial Advisor and CERTIFIED FINANCIAL PLANNER® with Northern Capital Management. The series takes a deep dive into areas fundamental to the financial planning process for mid-career physicians, including estate planning, risk management, investment management, and financial planning considerations.

Watch the series

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Financial Considerations for Newly Appointed Attending Physicians

Molly Chase, a CERTIFIED FINANCIAL PLANNER® with Northern Capital Management, covers the key financial planning topics newly appointed attending physicians should be aware of as they begin their careers.

Watch the presentation